How To Calculate Damages from a Personal Injury Claim Related to a Car Accident

When a car accident occurs, the victims of the accident may be entitled to receive compensation for their damages for which you should always go to professional who have plenty of experience handling car accident cases. This compensation is typically referred to as a personal injury claim, and it is designed to help the victims get back on their feet financially. 

While the process of obtaining a personal injury claim can be complex, understanding the basics of how to calculate the damages related to a personal injury claim related to a car accident can help victims make informed decisions about their case. In this blog post, we will discuss the steps involved in calculating damages from a personal injury claim related to a car accident. We will also provide tips on how to maximize the compensation that you are entitled to receive. 

1. Document the cost of medical bills

It is important to keep all receipts and records of any medical or hospital bills incurred as a result of the accident, including any prescription medications and any physical therapy expenses. It is also important to keep records of any doctor’s visits, including the date of the visit, the duration of the visit, and the diagnosis. In addition, if there are any out-of-pocket expenses as a result of the accident, such as transportation costs or lost wages, these should be documented as well. 

2. Record lost income from time away from work

You will need to provide detailed records of any time away from work due to the accident in order to accurately calculate the amount of income lost. It is important to provide as many details as possible, including dates, hours of work missed, and total amount of income lost due to missed work. In addition, it may be beneficial to keep a copy of your employment contract or any relevant employment policies in order to provide a more exact calculation of the lost income due to the accident.

3. Determine the value of non-economic losses

Examples of non-economic losses include pain and suffering, mental anguish, emotional distress, loss of enjoyment of life, and loss of consortium. These non-economic losses may be a result of physical injuries or psychological trauma caused by the car accident. In some cases, the plaintiff may be entitled to compensation for non-economic losses even in the absence of physical injury. The court will consider the extent and duration of the plaintiff’s suffering to determine the amount of compensation that is appropriate.

4. Analyze the pain and suffering endured

This involves taking into account the physical pain and mental anguish related to the injury, as well as any emotional distress or loss of enjoyment of life caused by the accident. In addition, factors such as the duration of the pain, the number of doctor visits, and any medical treatments necessary should be taken into consideration. The evaluation of pain and suffering should be done in a comprehensive and objective manner in order to ensure an accurate calculation of damages.

5. Calculate the cost of future medical treatment

This is especially true if the car accident victim is likely to require long-term medical care. In calculating the costs of future medical treatment, it is important to take into account the cost of medical bills, medications, physical or occupational therapy, and any other related costs. Additionally, the cost of future medical care should also include the cost of any lost wages due to missed work as a result of the car accident, as well as any costs related to purchasing and modifying vehicles or homes to accommodate any disabilities caused by the accident.

6. Include the cost of repairing or replacing damaged property

This may include any vehicle damage, as well as damage to other personal items such as clothing, furniture, or electronics. The claimant should provide the total cost of repair or replacement for these items, including labor, parts, and any other related expenses. If the item is irreparable, the claimant should provide an estimate of the item’s current value and the cost of replacing it.

7. Compensate for the loss of companionship

To calculate damages related to a personal injury claim related to a car accident, the injured party should consider the financial cost of the accident, but also the cost of the emotional, psychological, and social losses associated with the accident. One such loss is the loss of companionship, which should be compensated for when calculating damages. This includes the loss of companionship of a romantic partner, or the companionship of a close friend or family member, or any other person with whom the injured party had a close bond with.

8. Factor in the cost of transportation to medical appointments

This includes the cost of fuel, wear and tear on the vehicle, parking fees, and other transportation costs. If you were unable to drive due to the injury and had to hire a taxi, rideshare service, or friend to transport you, these costs can also be included in the injury claim. Additionally, if you had to purchase a handicap accessible vehicle or make modifications to your current vehicle to accommodate your injury, those costs should be taken into account as well.

9. Value lost quality of life

This type of damage refers to the impact a victim’s injuries have had on their lifestyle, such as the inability to take part in activities they enjoyed prior to the accident. Such damages should be calculated by taking into account the duration of the victim’s lifestyle impairment, the severity of the impairment, and the associated economic costs.

10. Determine punitive damages, if applicable

Punitive damages are meant to punish the defendant for their actions and to deter them from making similar decisions in the future. Punitive damages are only awarded in select cases, and the amount of damages awarded can depend on the nature of the defendant’s actions, the degree of the injury, and other factors. When calculating punitive damages, it is important to consider the impact of the injury on the plaintiff and their family, as well as the nature of the defendant’s actions.


Calculating damages for a personal injury claim related to a car accident can be a complex process. It involves gathering evidence, determining fault, and assessing economic and non-economic damages. Working with a qualified attorney who can represent you and walk you through the process can help ensure that you receive a fair settlement for your accident-related injuries.